Inclusion governance
Guidance for how an organization builds accountability, participation, and inclusion into its decisions.
PROTECTION FOR A WORLD THAT’S CHANGING.
HUMAN + ARTIFICIAL AGENCYHUMAN RIGHTS.
INSURABLE
VALUE.
The future of work is human and artificial. Both create value. Both create risk. We make that risk measurable and insurable.
MORE ACCOUNTABILITY.
GREATER POSSIBILITY.
GREATER POSSIBILITY.
GOVERNANCE INTO EVIDENCE. EVIDENCE INTO OPPORTUNITY.SCROLL TO EXPLORE
We measure the risks of human and artificial agency, strengthen the systems that govern them, and create pathways to insurance protection.
INCLUSION INSURANCEBY INCLUSIONSCORE
01 / OUR FOCUS
A changing world. A broader view of risk.
From the workplace to autonomous systems, we connect responsible governance with the practical work of insurance.
COMMERCIAL INSURANCE
01Human work.
Protect the people who move your organization forward. Employment practices and leadership liability, informed by better governance.
EPLI · Directors & OfficersSubject to underwriting
AI ASSURANCE & RISK
02Artificial agency.
When AI is authorized to act, exposure follows. Make delegated authority and economic dependency visible.
AIRISK · Agent Insurable ValueDeveloping framework
INFORMATIONAL ECONOMY
03Data has value.
Understand the human contributions behind digital value—and the obligations that may come with them.
Data Unions · OweMeExploratory initiatives
DIGITAL HUMAN RIGHTS
04Dignity is essential.
Explore a coordinated response to digital violence, with survivor support at the center of the design.
NCII protection architectureIn development
02 / HOW IT WORKS
Better governance. Clearer exposure. Stronger possibilities.
Insurance begins before a policy. Our commercial model connects the decisions an organization makes to the risks it can understand, improve, and seek to transfer.
- 01
Govern
Set the rules.
- 02
Measure
Make exposure visible.
- 03
Price
Evaluate the economics.
- 04
Assure
Test the safeguards.
- 05
Transfer
Seek appropriate protection.
- 06
Remediate
Learn and improve.
03 / BUILT ON EVIDENCE
Standards give structure. Evidence gives context.
InclusionScore connects inclusion governance, human work, and AI work. Assessments help turn everyday decisions into an evidence base that underwriters can evaluate.
Human work
Requirements for a human resource management system that supports how people work and how that work is managed.
AI work
Requirements for an AI management system, including responsibility, oversight, and continual improvement.
Standards alignment supports a risk conversation. Underwriters determine appetite, terms, and pricing. Actual protection depends on an issued policy.
From assessment to underwriting04 / IDEAS THAT MOVE US FORWARD
The next conversation
in insurance.
THE NEXT STEP
Let’s make your risk clearer.
Start a conversation about your organization, your exposure, and the evidence that matters.